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Take advantage of a 25% lifetime discount on RBC disability insurance.

As of October 1, 2023, the student/resident discount for RBC disability insurance will be reduced from 25% to 10%.

This change will represent several tens of thousands of dollars in
insurance premiums overpaid during your practice.

*Note that the changes announced by RBC may be modified or revised before October 1, 2023.

What is disability insurance?

It's an insurance policy that protects your future income throughout your career, should you be unable to practice your profession as a physician.

Your ability to work is your greatest source of wealth creation. Protecting it is an essential risk management practice to ensure you and your family's standard of living in the future.

5 good reasons to take out RBC disability insurance while you're in school.

Simplified process

This is disability insurance that does not require extensive medical tests to confirm your eligibility. A simple 8-question questionnaire that can be completed in 5 minutes is all that's required.

Better insurability

You're less likely to have a medical history at the start of your career, which entitles you to more affordable rates throughout your career. So you benefit from superior insurability.

Guaranteed conditions for life

Once insured, you'll never have to undergo a medical examination to maintain your insurability. No matter how your medical conditions change, your conditions will always remain the same.

1 year's free coverage

In addition to guaranteeing your terms and superior insurability, 12 months of insurance are included free of charge.

Exclusive 25% lifetime discount

You'll benefit from an exclusive 25% lifetime discount for medical students if you subscribe before September 30. If you sign up after that date, the lifetime discount will be 10%. That's the equivalent of tens of thousands of dollars paid out unnecessarily over the course of your career.

5 good reasons to take out RBC disability insurance while you're in school.

1. Simplified process

This is disability insurance that does not require extensive medical tests to confirm your eligibility. A simple 8-question questionnaire that can be completed in 5 minutes is all that's required.

2. Better insurability

You're less likely to have a medical history at the start of your career, which entitles you to more affordable rates throughout your career. So you benefit from superior insurability.

3. Lifetime warranty conditions

Once insured, you'll never have to undergo a medical examination to maintain your insurability. No matter how your medical conditions change, your conditions will always remain the same.

4. 1 year free coverage

In addition to guaranteeing your terms and superior insurability, 12 months of insurance are included free of charge.

5. Exclusive 25% lifetime discount

You'll benefit from an exclusive 25% lifetime discount for medical students if you subscribe before September 30. If you sign up after that date, the lifetime discount will be 10%. That's the equivalent of tens of thousands of dollars paid out unnecessarily over the course of your career.